EDUCATION

European Business Administration at InHolland, The Netherlands

Master in Business Administration at DGA, Spain
Specialized in Management of Cooperatives

Master Degree in Business Administration and Management at Universidad de Zaragoza, Spain:

• Financial and analytical accounting.
• Business law and economy.
• Mathematics.
• Spanish and world economy.
• Macroeconomics & Microeconomics.
• Statistics and Econometrics.
• Financial and general accounting.
• Commercial and financial management.
• Strategic and political management of companies.

Specialties: "Finance & banking"

BUSINESS COURSES

SIXSIGMA at GE; using DMAIC methodology:
The DMAIC project methodology has five phases:

• Define the problem, the voice of the customer, and the project goals, specifically.
• Measure key aspects of the current process and collect relevant data.
• Analyze the data to investigate and verify cause-and-effect relationships. Determine what the relationships are, and attempt to ensure that all factors have been considered. Seek out root cause of the defect under investigation.
• Improve or optimize the current process based upon data analysis using techniques such as design of experiments, mistake proofing, and standard work to create a new, future state process. Set up pilot runs to establish process capability.
• Control the future state process to ensure that any deviations from target are corrected before they result in defects. Implement control systems such as statistical process control, production boards , visual workplaces, and continuously monitor the process

Risk & Sales at GE; using several courses and methodology:

• Presentation Skills
• Effective Communication
• CAP (Change Acceleration Process) Coaching
• Facilitation and  Listening
• Influencing Skills
• Building Sucessfull Teams
• Creating Client Value
• Business Risk Analysis

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Knowledge

• IFRS and Spanish GAAP
• Finance and Operating Lease, legal and accounting differences for lessees and lessors.
• Loan Loss Provisions - Banco España 
• Loan to Value and Match Market.

• SuperTRUMP lease pricing sofware
• Oracle Lease Management
• SAP and Receivable management Module
• SalesForce superuser
• Process Improvement ERP/CRM integration
• FERMAT Risk - Moodys Analytics
• AutoScoring and Autodecisioning process
• Mind Maps and Business Process (look at my own leasing process map)

Complete Risk Management :

• Reputational
• Operational
• Money Laundering
• Financial
• Cash Flow and Liquidity Trap
• Risk Weigth Asset management