Alejo Lopez Casao
Empresologo | Credit and Operations Director
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Empresologia

General Ideas on
Economy, Business and Life...

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So easy to use, so easy to misuse

13/6/2013

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There was a time, not so long ago, that Microsoft was evil and Google were the good boys in the neighbourhood .., well that might have changed now but still there is a tool that IS DANGEROUS.. and you all use it ! and most of you use as much as your won brain (just 15% of the total) :)     EXCEL (tm)!

I learnt the basics of the spreadsheet program in the nineties, just finishing the university. At that moment I found it the perfect tool! I could be used for almost everything.. and each new version came loaded with more and more features...I loved it! ... but then, i started to understand how it worked... and realized that it is just a tool, a good one,.. but just as good as the user that handles it...

Later on, in all my trainings to my fellow colleagues I always said pretty much the same: beware of the tool! it can hide mistakes and nobody will ever look for it! beware of the formulas, beware of the typing directly in a formula, beware of the references,....

Now, that even monetary policies (http://bit.ly/13kcmU2) are driven by EXCEL ... this warnings are more useful than ever..

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Reforma Concursal y Leasing AEL

6/6/2013

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La nueva ley concursal afecta directamente al sector del leasing y de arrendamiento, veamos algunos puntos importantes:

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leasing y ley concursal. Garrigues

3/6/2013

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El bufete Garrigues hizo hace unos dias unos comentarios muy interesantes sobre el leasing en el marco de la ley concursal y las interpretaciones de diversos juzgados al respecto. Me permito transcribir el texto:


SENTENCIA del Juzgado de lo Mercantil núm. 9 de Barcelona de 19 de septiembre de 2012

Artículos 61 y 90 LC.--
Contratos de arrendamiento financiero y su transcendencia práctica en el  concurso.-- Calificación del crédito del arrendador en relación a las cuotas de  leasing devengadas e impagadas con posterioridad a la declaración de  concurso.-- El acreedor reclama la calificación como créditos contra la masa
basándose en el sentido dado a la norma tras la reforma concursal operada por la  Ley 38/2011-- Examen de las distintas posturas doctrinales y jurisprudenciales  existentes con anterioridad a la Ley 38/2011 de reforma de la Ley Concursal.--
Análisis tras la reforma.-- Conclusión: el contrato de leasing  financiero es un contrato con obligaciones pendientes para ambas partes,  por lo que las cuotas devengadas tras el concurso son créditos contra la
masa.

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    Licenciado en Empresariales soy por lo tanto un empresologo...y he trabajado como morosologo, analista,...

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